Mutual Fund Online Investment-Mutual Funds- As Concept!

Mutual fund is a pool/deposits of money from numerous investors who wish to save or make money just like you. Investing in a mutual fund can be a lot easier than buying and selling individual stocks and bonds on your own. Funds are kept in units of Rs.10. An investor can redeem (WITHDRAWAL) their holdings partially or fully at any point of time and collect the proceedings on t +2 basis.

The idea behind Mutual Fund is that investors lack time, inclination and skills to manage their own investments. Professional Mutual Fund managers who are highly experienced personals, acting on behalf of the mutual fund company manages the investments for the benefit of investors in return for a management fees. The organization that manages the investment is the Asset Management Company (A.M.C).

In India, the operations of the AMC are supervised by a board of trustees/trustee Company which is regulated by Securities and Exchange Board of India (SEBI). Godmind mutual fund advisors are AMFI Registered Mutual Fund Advisor (ARMFA).

You can scrutinize the above mentioned points in the offer document to have a clear view on your investment objectives and make informed mutual fund purchase decisions. At Godmind, this is advisors first responsibility towards his client

In order to ensure fairness to investors, the expenditure that can be charged to the scheme, whether as management fees or as other expenses is regulated by SEBI. The gains or profits of any schemes- after accounting and taking into consideration the income, permitted expenses, profit and losses from the investment activity- would belong to the investor. Similarly losses, if any, would need to be borne by its investors, up to the amount invested. Thus the mutual fund manages the money (fund) in the form of a trust for the benefit of the investors. Its like democracy, mutual funds are for the people, of the people and by the people.

The mutual fund manager in an asset management company manages investment of a scheme. Every scheme has an:

Investment objective ( Growth or Income)

Investment portfolio (portfolio statement)

Account of income and expenditure (Revenue Account)

Account of assets and liabilities (Balance Sheets)