Wealth Protection Advisory
In here the major asset allocation will be directed towards debts and fixed income securities. As the base objective of investment is protection so the investment will be done in less risky asset class.
This is usually for the risk averse investors or those who are at the older stage in the life cycle.
Service involves
Appropriate advise a on how to protect your existing capital.
Helps you take correct approach required towards your future investment.
Identify your needs and requirement and prepare long term objective on the basis of your investor profile.
Track and manage your investment as per your investment objective.
Wealth Protection Advisory
Wealth protection in actual term is safe guarding your investment. Wealth protection is not protecting your wealth from thieves or thugs rather it is a way to protect the value of your wealth against its biggest enemy, 'inflation'. Inflation is the biggest enemy of your wealth. Remember, every second the value of your wealth is going down because inflation works with time. Inflation does not decrease our wealth, it simply decreases the value attached to our wealth.
For example: If you have Rs 100 in your pocket then you cannot afford a lavish dinner in a five star hotel. Why? Because you cannot buy a Meal in 100 rupees at a five star hotel. The value of money is not enough to buy it. But twenty five years ago it was possible to buy a meal for Rs 100 at a five star hotel. This shows that the value of currency has gone down and with that the purchasing power has also gone down. It goes down according to the rate of Inflation.
Wealth is not paper currency, precious stones or precious metals. We need to see wealth as the value attached to all our possessions. The value attached is not static rather it is very dynamic and fluctuating. Therefore if the value of our possession is very high, then we have got more wealth. So through wealth protection we try to guard this value against depreciation by right investments.
A conservative approach by the investor does not exactly means a negative approach to investment. Many a times investors make more profit by following a conservative approach rather than aggressively going for high risk investment. The only thing that is to be taken care of while using the wealth protection approach is that we need to follow the golden principle of investment i.e, Regular investment and early investment.
